Mackenzie Hughes attorneys practicing within the Banking & Financial Institutions area include:

Richard C. Engel
Clayton H. Hale Jr.
Mark T. Harrington
Edward J. Spencer III

Mackenzie Hughes is primary counsel to several of the largest credit unions in New York State. We also represent many prominent regional banks in various aspects of their business. Financial professionals trust us for no-nonsense counsel on a wide variety of complex issues ranging all the way from the local to the international level. Our attorneys in this area stay on top of the latest developments and know how to make the myriad laws and regulations work for our clients. We represent regulated financial institutions such as banks, credit unions, insurance companies and brokerage firms in the negotiation and documentation of the full range of commercial financial transactions:

Mergers and Acquisitions

• Evaluation of merger proposals
• Negotiating and drafting letters of confidentiality
• Developing and providing counsel on takeover strategies

• Truth-in-lending issues
• Director liability
• Conversions
• Interstate banking
• Service corporations
• All other aspects of federal and state statutes and regulations

• Commercial mortgage loans
• Asset-based financing
• Project/construction transactions
• Conversions
• Participation in multilender transactions

• Currency control
• Foreign investment
• Trade financing, including letters of credit and export-import
• Project financing

• Real estate-secured loan workouts
• Asset based workout
• Bankruptcy and collections