Social Security Retirement Planning If You Are Divorced
If you are divorced, you are entitled to receive benefits on your ex-spouse’s record (even if he or she has remarried) if: 1. Your ex-spouse is entitled to Social Security benefits. If your ex-spouse worked for ten years or more, then he or she is eligible to receive retirement benefits as early as age 62. […]
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Protecting your Home from the Catastrophic Cost of Long Term Care
The average cost of a nursing home stay in the Central New York region is over $100,000 per year. Many people want to make sure their home is protected if they ever need to be placed in a nursing home. The home is protected if there is a surviving spouse or a disabled child living […]
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Memorial Day 2015 – Parades, Flags and new FMLA Forms!
If you are a business owner or human resources manager with over 50 employees, you have likely been using Family Medical Leave Act (“FMLA”) forms which had an expiration date of March 31, 2015. The U.S. Department of Labor (“DOL”) issued new forms over this past 2015 Memorial Day weekend, with an expiration date of […]
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US Department of Homeland Security Provides Work Authorization for Certain H-4 Spouses
U.S. businesses use the H-1B program to employ foreign workers in specialty occupations that require a Bachelor’s or higher degree and theoretical or technical expertise in specialized fields such as science, engineering and computer programming. In addition to specialty occupation workers, the H-1B classification applies to individuals performing services related to a Department of Defense […]
REPAYE: The Commencement of Student Loan Relief for More Graduates
Graduation is a time to celebrate the hard work that graduates have put in to earning their degree. For many, it also starts the clock ticking on when they have to repay their student loans.
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Should Your Business Seek WBE Status?
What is WBE status? WBE status is the certification that the business is a woman owned business enterprise (WBE).
Bitcoin 101
Over the past year, Bitcoin, a new alternative virtual currency was in the news almost every week. Since its creation in 2009, Bitcoin use has grown exponentially. It now has a presence in nearly every country in the world. Mainstream businesses including Overstock.com and Microsoft have also begun to accept Bitcoin for ordinary transactions. 1. […]
Another Reason to Move South – Creditor Protection of Retirement Plan Benefits for Floridians
In the fall of 2014, my colleague Betsy wrote an informative blog regarding a recent U.S. Supreme Court decision that held that under federal law, an IRA that is inherited by an individual (i.e. the beneficiary) is not protected in bankruptcy.
Three Steps to Consider if a Customer is Going Down the Tubes
Imagine this scenario – your business has a major, long-time customer. The customer has been paying on its invoices, but payments have been coming more and more slowly, and there is now a substantial balance due on the account. On top of all that, you just sent them a large shipment of custom widgets on […]
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Beauty Is In The Eye Of The Beholder – And In The Eye Of The Planning Board
Sometimes a planning or zoning board objects to a project based on how it looks. Aesthetic issues that come up in site plan, subdivision, or variance review may include the size and shape of a building, the materials used for a project, or even the color of a building or sign. The question often arises […]
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