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Protecting your Home from the Catastrophic Cost of Long Term Care

The average cost of a nursing home stay in the Central New York region is over $100,000 per year.  Many people want to make sure their home is protected if they ever need to be placed in a nursing home.

The home is protected if there is a surviving spouse or a disabled child living there, but with limited exceptions, if, for example, one spouse dies and the surviving spouse has to enter a nursing home, the house must be sold to pay for the nursing home before the individual can avail him or herself of Medicaid. Continue reading “Protecting your Home from the Catastrophic Cost of Long Term Care”