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Is your child driving for Uber? The nuts and bolts of ride-sharing and insurance coverage.

If you have a child who is still insured on your auto policy while they are away at College or beginning to transition out on their own, they may be tempted to make a few bucks by driving for one of these ride-share companies. If an accident occurs with serious injuries while your child is driving customers around, whose insurance policy will defend the lawsuit that will almost certainly follow? Most drivers are covered under personal auto policies (which likely include livery exclusions) and not commercial policies, which can cost up to 10 times the cost of a personal auto policy. Continue reading “Is your child driving for Uber? The nuts and bolts of ride-sharing and insurance coverage.”