Banking & Financial Institutions

Mackenzie Hughes is among New York State’s leading, most highly regarded counsel for banks and credit unions, representing numerous financial institutions, large and small, throughout the State and counseling them on the ever changing regulatory landscape.  Mackenzie Hughes represents many prominent regional banks and credit unions in various aspects of their business. Financial professionals trust us for no-nonsense counsel on a wide variety of complex issues.

Our attorneys in this area stay on top of the latest developments and know how to make the myriad laws and regulations work for our clients. We represent regulated financial institutions such as banks, credit unions, insurance companies and brokerage firms in the negotiation and documentation of the full range of commercial financial transactions:

Mergers and Acquisitions
Evaluation of merger proposals
Negotiating and drafting letters of confidentiality
Developing and providing counsel on takeover strategies

Federal and State Regulatory Matters
Truth-in-lending issues
Director liability
Conversions
Interstate banking
Service corporations
All other aspects of federal and state statutes and regulations

Financial Services
Commercial mortgage loans
Asset-based financing
Project/construction transactions
Conversions
Participation in multi-lender transactions

International Banking Matters
Currency control
Foreign investment
Trade financing, including letters of credit and export-import
Project financing

Loan Workout and Collections
Real estate–secured loan workouts
Asset-based workout
Bankruptcy and collections